... the real problem is what is going to replace it? There seems to be major division in the GOP on how to do this. We heard all year that President-Elect Trup was going to repeal and replace the ACA ... but we have yet to hear with what?!?!?! Here is the latest from the
One of the items at the top of the President Elect's to do list after his Inauguration, is 'repeal & replace' ObamaCare. So far we don't have any specifics about what this really will mean to Americans, but this article has stated what we have been anticipating all along - according to Deborah Kelch of the
Now that we know who our next President will be, the question I keep getting asked is: “What is going to happen to my health insurance?” My answer - In the short term, nothing. In the long run…. Well, we’re not exactly sure. Here is what we know about President Elect Trump's plan: During his
One major problem we are having this enrollment period is dealing with Medi-Cal. We are finding that with some of the clients we have enrolled, Medi-Cal is going into the files and changing the application without checking with clients or us, their agent.Usually they lower the income so the client becomes Medi-Cal eligible. This has
I just read an interesting article about Anthem Blue Cross raising premiums on all grandfathered plans by 25%. This is not surprising and fully anticipated, albeit a tad sooner than I expected.Grandfathered plans are health plans that have been in force prior to the signing of the Affordable Care Act in 2010. These plans were not required
It is finally here. We are three weeks into open enrollment. The Affordable Care Act has definitely seen its detractors but it has survived up to this point. No matter what happens in Washington D.C., the exchange in California is here to stay (that is, at least for 2014). So after 3 weeks what have we learned?
We are just about a week away from Open Enrollment and there has been a lot of talk about "defunding Obamacare". I am not sure this is possible. California's state exchange, Covered California is ready for open enrollment. I recently went to Covered California's "certification training" so I can sell plans on the exchange. I
At the beginning of this month, Covered California announced the carriers that will be participating in the SHOP exchange. This is the small business part of Covered California, where small businesses can go to purchase health insurance. The 6 carriers are Health Net, Kaiser, Blue Shield, Chinese Community Health Plan, Sharp Health Plan, and Western
On May 23 Covered California annouced the 13 health insurance plans that will offer health care coverge through the exchange. You will find large carriers such as Kaiser and Anthem Blue Cross on this list. What I find interesting are the carriers not on the list. Carriers such as Aetna, Cigna and United HealthCare chose to
I was able to attend "Covered California's" first town hall meeting yesterday. The event was held at UC Riverside. For those of your who are unaware Covered California is the state health exchange that California has created to facilitate the new health care form act here in California. It was very well done with a