Business Cyber Crime Increase – Yikes!
Protecting your business is equal parts risk management and adequate insurance coverage. It is important not to let your guard down due to the fact that you have “good insurance”. Cyber crimes against businesses are on the rise and end up costing billions. See the attached press release by the FBI regarding the ‘Increase in
Where in the “brush” are we?
Wildfire is a significant risk here is southern California, where the foothills become treacherous in the hot and dry summer months. This is a constant battle for insurance carriers – where do they draw the line between properties that are insurable versus uninsurable. For homeowners it can become a bit confusing as carriers often change
What is Cyber coverage and why do I need it?
Cyber coverage can cover quite an extensive swatch of online activity. The most common situation that comes to mind is a data breach by some hacker mastermind intent on stealing social security numbers, bank account or credit card information in an attempt to commit identity fraud. While this does happen occasionally, Cyber coverage is intended
Redeveloping Florida’s Remote Southern Coast
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How We Manage Large Construction Projects
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Future proofing a modern home
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Unintended Consequences = Medi-Cal
One major problem we are having this enrollment period is dealing with Medi-Cal. We are finding that with some of the clients we have enrolled, Medi-Cal is going into the files and changing the application without checking with clients or us, their agent.Usually they lower the income so the client becomes Medi-Cal eligible. This has
2015 Open Enrollment is winding down
Individuals & Families have until February 15 to enroll in a health plan for 2015. After that deadline, one must have a qualifying event to be eligible for a new health insurance policy. The penalty for 2015 is pretty steep (unlike 2014). If you choose to go without insurance for 2015, you will incur a federal income tax penalty of either 2%