About THeaton

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So far THeaton has created 29 blog entries.

CA Workers Comp – what now??? (AB 2883)

By |2016-11-07T21:38:31+00:00November 7th, 2016|Commercial, Workers Compensation|

This little beauty seems to have passed almost unnoticed by the WC industry.  To be truthful, it seems that most businesses may not be readily affected by it.  But to those that are - the changes can be significant.  The question is: What does California AB 2883 mean to your worker’s compensation insurance? CA AB

Are you hearing me???

By |2016-09-27T20:52:21+00:00September 27th, 2016|Commercial, Manufacturing, Workers Compensation|

When we think of WC claims, we usually envision an employee tripping/falling or some other isolated incident.  Repetitive Injury or Cumulative Trauma are veritable swear words in the Workers Comp industry unconsciously prodding employers to shun from the mere mention of such cash flow inhibiting, premium-jacking calamities.  However, to truly be successful at managing your workers

“Now they’ve gone and drone it”

By |2016-08-30T17:49:52+00:00August 30th, 2016|Commercial Liability, Personal, Risk Management|

It is here!  The Federal Aviation Administration's new commercially operated drone rules have officially gone into effect!  For all my clients & friends operating drones commercially as some component of their business it is time to get licensed.  The rules are pretty fair and seem designed to create a safe operating procedure for all aviation.

Even those who should know better sometimes goof …

By |2016-07-26T21:09:35+00:00July 26th, 2016|Commercial, Commercial Liability, Risk Management|

Employer/Employee relations are a tricky subject in the realm of insurance and risk management.  It is seemingly one of the largest gaps in insurance coverage and something I have found, employers don't often think about protecting.  As the last couple of years can attest, these employer liability claims have increased and coverage is non-existent in

Pokémon Go?!?!?

By |2016-07-21T19:40:04+00:00July 21st, 2016|Commercial, Commercial Liability, Workers Compensation|

The risk is real! :) This game - or should we call it a movement - has taken the world by storm. What a marketing marvel, really... but with one eye on the screen can people really be aware enough of their surroundings? As an employer, you can't really dictate what employees do on their

OSHA Penalty Increase

By |2016-07-06T17:48:51+00:00July 6th, 2016|Commercial, Commercial Liability, OSHA, Workers Compensation|

After not increasing penalties for 26 years, the U.S. Department of Labor announced OSHA penalty increases of approximately 78%.  The DOL announced the increase of several other civil penalties for other organizations as well, but OSHA is the one I am choosing to focus on here.  The reason as explained in the press release is to

Top 5 WC claims

By |2016-05-23T16:07:00+00:00May 23rd, 2016|Commercial, Workers Compensation|

Last week, Insurance Journal posted a new piece highlighting the findings of the top 5 Workers Comp claims and their causes.  Spoiler alert ... I have listed them below. strains and sprains (30 percent) cuts or punctures (19 percent) contusions (12 percent) inflammation (5 percent) fractures (5 percent)   These are listed by percentage of total

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