One of the items at the top of the President Elect's to do list after his Inauguration, is 'repeal & replace' ObamaCare. So far we don't have any specifics about what this really will mean to Americans, but this article has stated what we have been anticipating all along - according to Deborah Kelch of the
Now that we know who our next President will be, the question I keep getting asked is: “What is going to happen to my health insurance?” My answer - In the short term, nothing. In the long run…. Well, we’re not exactly sure. Here is what we know about President Elect Trump's plan: During his
I just read an interesting article about Anthem Blue Cross raising premiums on all grandfathered plans by 25%. This is not surprising and fully anticipated, albeit a tad sooner than I expected.Grandfathered plans are health plans that have been in force prior to the signing of the Affordable Care Act in 2010. These plans were not required
It is finally here. We are three weeks into open enrollment. The Affordable Care Act has definitely seen its detractors but it has survived up to this point. No matter what happens in Washington D.C., the exchange in California is here to stay (that is, at least for 2014). So after 3 weeks what have we learned?
We are just about a week away from Open Enrollment and there has been a lot of talk about "defunding Obamacare". I am not sure this is possible. California's state exchange, Covered California is ready for open enrollment. I recently went to Covered California's "certification training" so I can sell plans on the exchange. I
This morning I was able to introduce this little video that was shown at a local chamber of commerce meeting. While it isn't an in-depth look at the Affordable Care Act, it is entertaining and informative.
At the beginning of this month, Covered California announced the carriers that will be participating in the SHOP exchange. This is the small business part of Covered California, where small businesses can go to purchase health insurance. The 6 carriers are Health Net, Kaiser, Blue Shield, Chinese Community Health Plan, Sharp Health Plan, and Western
I was at a networking function the other day and health care reform was a popular topic. Most people tend to think their health insurance premiums will go up in 2014. Some are nervous they will need to change to a "lesser" plan. Whether this is true or not remains to be seen. We should
Over the past month there have been a few changes to the Affordable Care Act. The most notable is the push back of the employer mandate to 2015. This will give employers with 50 or more employees another year to figure out what there going to do with health insurance. As for individuals and families,
I recently read an article that details the growing relationship between employer sponsored 401k plans and employer sponsored health insurance plans. Over the last 40 years the industry has seen pension plans go away and shift to 401k plans. This has taken the responsibility of retirement out of the employers hands and into the employees.